You are planning to stay in the Netherlands for a longer period of time and therefore are considering buying a property. Depending on your personal situation it could well be possible to buy a property and arrange a Dutch mortgage. Even when you do not have a permanent residence permit there are possibilities to arrange a mortgage.
Our independent financial advisors can provide you with the right information in your personal situation. There are many possibilities when it comes to types of mortgage. Most people choose for a combination of types. For example, an interest-only mortgage and/or a repayment mortgage. Each type has its advantages and disadvantages you will have to consider when you are making your choice.
In the Netherlands, when you have a mortgage, there are several tax advantages you can enjoy. The interest payments are tax deductible. And so are the costs related to arranging the mortgage. These, and other, tax advantages can make buying a property financially more attractive than renting a property. For more information about available types of mortgages and the related tax advantages, you can contact our advisors for a personal advice.